Monarch life insurance: for all that's ahead


Allianz annuities provide dependable retirement income. They can also give you accumulation potential, plus the opportunity for tax-deferred growth.

Life insurance

Monarch life insurance offers a death benefit for your loved ones that is generally income-tax-free. You also get flexible premium options, the opportunity to earn indexed interest, and access to your cash value.


A life insurance policy is a contract with an insurance company. In exchange for premiums (payments), the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries in the event of the insured's death. Typically, life insurance is chosen based on the needs and goals of the owner.

Types of LIFE Insurance

The Monarch Insurance Company Limited has a wide variety of Life Insurance products to cater for the various insurance needs of different market segments.


Group Cover

Ideal for company employees to assist their families or next of kin in the event that they die, become disabled, or critically ill.

Personal Cover

Insurance for individuals in the event of death, disability or critical illness.

Complete the form below, and we’ll send you a quote on the insurance you’re interested in. It’s that simple.

    Complete the form below, and we’ll send you a quote on the insurance you’re interested in. It’s that simple.

      Jane Mwende Policy Holder

      Rate them very highly... they are very helpful.

      BOB MUHANDO Policy Holder

      Excellent Customer Service

      FAQs about Life Insurance

      Having life insurance is probably the most important thing you can do to help protect the ones you love. When you die, your policy can leave money for those you leave behind.

      If a loved one with an Monarch life insurance policy has died, you can make a claim by filling out our online claim notification form. Or you can call us on 020 4292000

      Yes. When you first buy a policy, you have 30 days from the day we tell you your policy will start, or the day you receive your policy documents (whichever is later) to change your mind. If you cancel during this 30 day cooling off period, we'll refund any premiums you've already paid. You can still cancel your policy if the cooling-off period has finished, but we won’t refund any premiums you’ve already paid.


      Yes, terminal illness is covered by our Life Insurance Plan.


      This means we'll pay out if you're diagnosed with a terminal illness, which meets our policy definition, and you're not expected to live longer than 12 months. You must be diagnosed with the illness during your policy term.


      If we pay out for a terminal illness, your life insurance policy will end, and no further claims will be paid.