Contractors' All Risks
This is an all risks cover for contractors that provides protection against, contract works, materials on site, plant and machinery on site. The risks covered include fire, burglary, floods, accidental damage, earthquake. The policy also protects the contractor against third party property damage, Third-party injuries or death arising from the contractor's negligence.
Electronic Equipment & Computers
This product protects the insured against accidental loss or damage to electronic equipment and computers. Additional protection also includes; loss of income, additional expenses incurred to repair the equipment and the cost of restoring data lost as a result of electronic equipment breakdown.
This is an all risks product that supplements insurance cover provided by fire insurance. It protects against loss or damage to the insured machinery or any unforeseeable losses that may arise as a result of machine breakdown.
Contractors Plant &Machinery
This product provides insurance cover against accidental damage or loss to machines and equipment as a result of fire, water, collision, overturning, falls, theft, storm or malicious damage. Additional coverage can also be provided cover; additional costs incurred in case of an accident such as damage to owners' surrounding property or removal of debris.
This product provides coverage against the consequences of material damage or loss in relation to property used for business. It protects the insured against reduced gross profit due to turnover reduction as well as additional expenditure incurred in minimizing the reduction in earnings.
Domestic Package (Home Insurance)
This product protects against accidental loss or damage to insured property. It includes building, contents such as furniture, clothing, kitchen equipment, electronics, sports equipment, etc. It also protects domestic servants against occupational accidents as well as personal liability to the owner/ occupier to third parties claims.
Fire & Perils
Protects commercial property against fire, lightening, boiler explosion, earthquake, floods, riot and strike and related perils.
Fire Consequential Loss
Provides coverage against, overhead costs and loss of profits associated with fire, lightening, boiler explosion, earthquake, floods, riot and strike and related perils. This cover supplements the fire insurance policy.
Provides protection against damage to insured property caused by
- Riot and strike/malicious damage.
- Special perils A to H which include hail, snow, wind, hurricane, cyclone , tornado or typhoon, Flood or rain, impact, aircraft or articles falling, subterranean fire
Industrial All Risks
This is a combined policy that incorporates, Fire, fire con loss, accidental damage and Theft. It is subject to a higher deductible than individual policies and is divided in to two sections; Section A protects against material damage to insured property while Section B covers consequential loss.
This product protects stock against all risks such as fire and special perils, Theft, Transit risks and accidental damage. It is ideal for distributors and businesses handling a lot of moving stock.
Pvt And Sabotage
This product provides coverage against loss, damage, business interruption and third party liability as a result of politically motivated events and terrorism. This product can be issued as a stand-alone policy or as additional risk cover in another policy. E.G. A fire policy inclusive of Political violence, terrorism and sabotage cover.
This product protects against personal injury or property damage claims caused by products sold or supplied by your business. The cover pays for legal costs or court fees incase a claim happens. It is designed for professionals who supply products to their clients or members of public.
Also known as professional liability insurance. This product covers legal costs incurred as well as any damages or costs awarded when a professional is alleged to have awarded inadequate advice, service or design that caused a loss to the client. This cover is available to
- Trustees (Liability)
- Medical (general practitioners, nurses, dentists, physiotherapists) and other professions
This product protects businesses against claims made by members of public as a result of loss property, damage , injuries or death within the business premises. It covers legal fees and settlement charges incase a claim arises
This protect provides protection to a carrier against legal liability in case of a loss or damage to goods that are being transported. Cover commences when the cargo is loaded in to a vehicle and remains inforce until the cargo is offloaded at the discharge point or expiry of seven days after the first arrival of the vehicle at the destination town which ever may occur first
Directors & Officers Liability
This cover protects directors and officers from claims that may arise as a result of their actions and decisions made within the scope of their official capacities. It protects directors and officers against potential lawsuits resulting from their actions.
Provides protection against vessel damage, materials, and equipment of the vessel as well as third party liability
Covers transportation of goods by sea or air, the product provides indemnity against loss or damage for goods being transported. Single voyage and annual policies are available
Marine Open Cover
This product provides cover for all cargo shipped during a specific period. The product provides indemnity against loss or damage for goods being transported and is ideal for compainies that make frequent shipments
Goods in Transit
This product protects goods against accidental loss or damage to goods while being transported. Cover starts at loading and ends when goods are offloaded at the insureds'premises
Group Personal Accident
This product provides compensation to the insured's employees in case bodily injury, disablement or death caused by accidental, external and visible events.
This product provides compensation to the insured in the event of injuries , disability or death caused by accidental, external and visible events
This products protects against all risks of physical loss or damage to money while in transit to and from the premises, and while in business premises during and after working hours.
Provides protection against loss of money, goods belonging to the business or securities as a result of Fraud committed by an employee. The product is available for all employees or specific employees.
This product protects premises against loss or damage as a result of burglary, damage to premises caused by burglars during burglary or attempts at burglary. There must be forcible entry into or exit from the premises for compensation to occur under this policy
Commercial All Risks
This policy provides indemnity against loss or damage to insured items as a result of any cause specified in the policy. The policy can be endorsed with additional perils to widen coverage an ensure that the insured is adequately protected.
This product protects employers from the financial loss incurred in case an employee has a work-related injury or illness not covered by workmen compensation insurance. This product supplements the workmen compensation insurance.
This product provides critical cover for your employees in accordance with the W.I.B.A Act of 2007. It protects the employer from the financial loss incurred in case of a work-related injury.
This product covers loss or damage to golf equipment, personal accident in case of an injury, hole in one in case you score a hole in one, personal liability in case of third party damage or injury to third parties while playing golf.
Provides coverage to the insured as a result of accidental loss or damage to the glass. This cover is best suited for commercial business owners.
These provide a guarantee to the country revenue authority for compliance with custom and Tax requirements. Get in touch with the specific documents for the bond required.
Immigration Security Bond
This bond protects the obligee against losses resulting from the principal's failure to meet their set obligations. In Kenya, this is usually a 3 - year renewable bond. Financial Guarantees / Bonds
These bonds are mostly associated with projects where contractors have to comply with specific contract terms. They include Tender/bid bonds, performance bonds, Advance payment bonds, surety undertaking amongst others.
Motor Private Insurance policy provides cover for insured’s vehicle against financial loss & legal liability arising from accidental damage, fire, theft and malicious damage.
The motorcycle insurance cover pays to repair or replace the motorcycle in the event it’s stolen or damaged in an accident. It also covers legal liability against injuries to other people and damage to other people’s property.
Motor Private Comesa
Comesa yellow card is the policy given to insure a motor user private against third party risks within the COMESA region. It is a legal requirement before one can be allowed to cross the borders into a foreign nation.
Commercial Motor Vehicle Insurance Full comprehensive insurance - insures you against loss of or damage to your vehicles due to a collision and other accidental damage, theft, fire and also includes indemnity for any legal liability for third party property damage
Agric & Forestry Vehicles
Any type of tractor or tractor engine, or self-propelled agricultural implement used solely for agricultural or forestry work, including the haulage of agricultural produce or articles required for agriculture
Motor Trade(Road Risks)
Motor Trade Insurance policies are designed to cover those who earn their living by selling, buying, repairing or generally doing anything related to cars vans or motorbikes. Motor trade insurance will provide cover for small, big or even part-time motor traders.
The insurance covers Motor vehicles used to carry passengers for hire and reward, specifically used for self-drive.
Chauffeur driven provides protection against damage of property. damage to property of third parties arising from the use of motor vehicles owned and/ or operated by the insured.
A tanker is a ship designed to transport or store liquids or gases in bulk. Major types of tankship include the oil tanker, the chemical tanker, and gas carrier.
The PSV Policy protects you against accidental loss or damage to the vehicle and any legal liabilities arising from third party bodily injuries and property damage
Motor Commercial-General Cartage
General Cartage Motor. This policy applies to a type of vehicle that is used for the carriage of goods for others on hire and/or reward. Protects against accidental loss or damage to a motor vehicle, third party property damage, bodily injury or death liabilities.
Psv-Motor Cycle(Boda Bodas)
The motorcycle insurance used for hire & reward for passengers cover pays to repair or replace the motorcycle in the event it’s stolen or damaged in an accident. It also covers legal liability against
Special vehicles i.e Crane, Forklifts, insures you against loss of or damage to your vehicles due to a collision and other accidental damage theft, fire & also include indemnity for
Vehicles used for instructing & running of driving schools insures you against loss of or damage to your vehicles due to a collision and other accidental damage theft, fire & also include indemnity for
Instititional vehicles insure you against loss of or damage to your vehicles due to a collision and other accidental damage theft, fire & also include indemnity for any legal liability for Third Party property liability
Motor Commercial Comesa
Comesa yellow card is the policy given to insure a motor user commercial against third party risks within the COMESA region. It is a legal requirement before one can be allowed to cross the borders into a foreign nation.